for retirees and pre-retirees
Protecting Your Wealth Through Strategic Tax Planning
Discover how a coordinated tax strategy is the missing piece to your financial plan
Watch this video before you book a call
What We’ll Build for You
The WealthPath Retirement Tax RoadmapTM
Your Blueprint to a Tax-Efficient Retirement
01. Your Retirement Tax Profile
A clear snapshot of your current tax picture, account structure, income sources, retirement timeline, and planning opportunities.
02. Your Withdrawal Strategy
A coordinated plan for drawing from taxable, tax-deferred, and tax-free accounts in a way that supports your lifestyle while managing tax exposure.
03. Your Conversion Strategy
A multi-year strategy to evaluate when Roth conversions may make sense, how much to consider converting, and how those decisions affect future taxes.
04. Your Future Tax Risk
Review
We look ahead for potential tax pressure points, including RMDs, taxable Social Security, IRMAA exposure, and capital gains, so decisions can be made before opportunities pass.
05. Your Charitable Impact
For those that are charitably inclined, we build in tax-efficient giving, so your generosity goes beyond your favorite charities, and improves your long-term tax plan.
06. Your Legacy & Implementation
We bring the strategy together with clear next steps around family wealth transfer, tax withholding, advisor coordination, and annual updates — helping you protect your wealth and preserve your legacy with purpose.
Protecting Your Wealth. Preserving Your Legacy. Our comprehensive tax strategies are centered around your long-term goals. leaving more, for what matters the most.
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What Is WealthPath
WealthPath was built on proactive, year-round tax strategy. We don’t wait until April of next year to tell you what could have been, or what you missed. We build comprehensive tax strategies for retirees and pre-retirees, that optimize the opportunities retirement provides, and mitigates the risks that come with it.
Simply put, the WealthPath Retirement Tax System reduces lifetime tax waste, protecting your hard earned wealth so it can be put to a more meaningful purpose. Whether you work with a financial advisor, had a single consultation with a retirement counselor through work, or are simply hoping you have enough assets to support retirement, our comprehensive tax plan helps you pay as little tax as possible in retirement, and allows you to enjoy retirement without ever worrying about income taxes again.
Here's what you get with WealthPath CPAs & Advisors:
Proactive Retirement Tax Planning: We don’t wait until tax season to tell you what happened. We help you plan ahead, identify tax opportunities early, and make informed retirement decisions before the year is over.
Long-Term Tax Strategy: Retirement tax planning must look many years ahead to effectively capture opportunities, and mitigate risks. We build strategies around retirement income, Roth conversions, RMDs, Social Security taxation, Medicare thresholds, charitable giving, and legacy goals.
Retirement Income Coordination: We don’t follow a standard withdrawal structure. We help coordinate taxable, tax-deferred, and tax-free accounts to support your lifestyle while managing current taxes and future tax exposure.
No-Surprise Tax Projections: Know where you stand before filing season begins. We project your tax picture throughout the year so you can manage withdrawals, Roth conversions, withholding, and other income decisions with greater confidence.
1-on-1 Advisory Relationship: You work directly with a CPA who understands your retirement goals, income needs, account mix, family priorities, and long-term tax concerns — not a rotating cast of preparers who only show up in April.
Quantified Recommendations: We don’t tell you to take our word for it. We put numbers behind our advice so you can understand the projected tax impact, cash flow effect, and long-term value of each planning recommendation.
Responsive Year-Round Support: No more feeling ignored until deadlines approach. Our clients receive timely communication and ongoing support as retirement decisions arise throughout the year.
A True Retirement Tax Partner: WealthPath is built for those who want more than tax compliance. We provide the guidance, structure, and strategy to help you protect your wealth, preserve your legacy, and make confident decisions throughout retirement.
Put a Face to the name
Andrew J. Redden, CPA
Tax Partner, WealthPath CPAs & Advisors
Andrew is the lead CPA and founding partner of WealthPath CPAs & Advisors. For more than a decade, he’s specialized in developing tax strategies that support the immediate and long-term goals of his clients. His passion is helping new and early retirees cut through the complexities of withdrawal strategies and tax planning so they can focus on what matters most—enjoying their retirement with confidence that their financial foundation is strong.
Outside of work, he enjoys spending time with his wife, Briana, and their two children, Melanie and Jackson. When he gets a break from the kids, you will find him on the golf course, or rooting on his favorite sports teams. He’s also proud to support youth athletics in our community as a registered PIAA sports official, where he gets the chance to contribute to the next generation of athletes.
what clients are saying about working with andrew
build your Retirement Tax Roadmap
Common Questions
I already have a CPA, is this different?
Unlike WealthPath, most CPAs don’t do proactive tax planning. They meet with their clients once, or maybe twice, a year, prepare, and file their tax returns. Our proactive approach includes scheduled touchpoints during the year, detailed tax projections so you know where you stand throughout the year, and specialized strategy implementation before the year is over, and it’s too late.
If your current CPA handles your tax preparation and filing, you can absolutely continue working with them. Each of our service models comes with tax preparation, so if you also want a new team for tax prep, we do that too, but only for clients building proactive strategies with us.
I already have a wealth advisor, don't they do tax planning?
Many wealth advisors only handle investments, and generalized financial planning. Even wealth advisors that provide comprehensive financial planning recommend that you work with a CPA for tax planning and preparation.
At WealthPath, we aren’t a replacement to your wealth advisor. We work directly with your wealth advisor to make sure investments, financial planning, and tax planning are all in sync.
How much can I actually save?
The potential savings depend on your account mix, income sources, retirement timeline, tax brackets, and implementation. For households with meaningful retirement assets, the value of coordinated tax planning can be substantial, especially when Roth conversions, RMD planning, Medicare thresholds, and survivor tax exposure are optimized.
A simplified example of how we save you money: Let’s assume your future RMDs would push you into the 32% bracket. We utilize some of funds subject to RMDs ahead of RMD age with regular distributions or a Roth conversion when you’re in the 22% or 24% bracket. Since we are using those funds at a lower tax rate, you’re saving 8%-10% on that one transaction. Assuming that distribution or conversion is for $100,000, that’s $8,000 – $10,000 in federal tax savings on a single transaction. And that’s just scratching the surface of what we can do.
How much do I have to do?
From information gathering to implementation, we offer white glove service from start to finish. Our action item delivery process is simple:
- If we can do it for you, we will.
- If we can’t do it for you, we’ll do it with you.
- If you prefer to do it alone, we’ll confirm you completed it.
In most situations, if you provide us with consent to work with them, we will request information directly from your wealth advisor or other financial professionals, and communicate results with them directly. We’re here to give you more freedom in retirement, not add extra stress to it.
Do you have a physical office or is this fully virtual?
To allow us to work with and help retirees from around the country, we have built a secure, fully-virtual delivery process. From industry-leading video conferencing solutions, to a fully-encrypted client portal featuring online and mobile app access, our process makes it simple to work with us wherever you live or are currently traveling to.
On top of this, we offer the same white glove service as we do with our advice delivery. If you don’t feel confident with technology, we will walk-through our process together from start to finish, to make sure you are comfortable using our system.
Join Us For:
Roth Conversions: How Much Should You Convert?
Presented by: Andrew J. Redden, CPA
Founding Partner of WealthPath
Free Live Webinar | Thursday August 27, 2026 at 6 PM ET
How Our retirement tax roadmap works
1. Introductory Strategy Call
We discuss your retirement goals, current assets, and tax concerns; then build-out the framework of a long-term tax strategy that best fits your situation.
2. Document Collection and Intake
We collect recent tax returns, retirement and investment account summaries, pension and Social Security information, charitable goals, estimated living expenses, and other relevant planning data through a secure process.
3. Tax Profile and Opportunity Review
We review your current tax position, account mix, income sources, projected retirement cash needs, state tax
considerations, and major planning opportunities.
4. Multi-Year Tax Modeling
We prepare current-year and multi-year tax projections to compare withdrawal strategies, Roth conversion
scenarios, RMD exposure, Social Security taxation, IRMAA considerations, and other planning variables.
5. Retirement Tax Roadmap Presentation
We meet to walk through the written roadmap, key findings, recommended strategy, implementation priorities, and any open items to coordinate with your financial advisor or estate attorney.
6. Implementation and Annual Updates
We assist with tax-side implementation, withholding recommendations, year-end updates and tax return preparation, and annual revisions as part of an ongoing engagement. All with best-in-industry response rates.